If you’re like me, you use your tech device until its dying day. However, I’m aware that more often than not, people get the latest tech releases. For those of you with a tech-savvy mindset, waiting three years to update your iPhone is equivalent to waiting in line at the DMV once a week for an entire year. I can’t say that I completely understand, but I sympathize. Thankfully for you, Apple completely understands your struggle.

Apple launched the iPhone Update Program for those who desire a new iPhone every year but aren’t comfortable with dishing out a large amount of money with each new release. The program allows members to spread the cost of an iPhone across 24 months. In the case that a member makes 12 payments, they can get a new iPhone in as few as six months.

What if I break my phone?

Thankfully, Apple included AppleCare+ for the accident prone iPhone user. AppleCare+ provides coverage for two cases of accidental damage with a $29 fee for screen damage or $99 for any other damage.

How do I sign up?

You need to have a valid U.S. credit card, fairly decent credit, and whomever is paying needs to be over the age of 18. You’re technically signing up for a 24-month interest-free loan from Citizens Bank, so you need the usual requirements for a financing deal.

Which carrier do I use?

You’re not stuck with one carrier for a multi-year contract. Choose between AT&T, Verizon, T-Mobile (in stores only), and Sprint when you activate your phone, and you can switch carriers at any time.

This program spreads out the cost of the newest iPhone with monthly payments so you can enjoy the latest technology. This program does not necessarily cut costs, but it helps to manage your spending as you wait for the latest release. Are you getting rid of devices to prepare for the latest release? Make money by comparing prices offered from technology buyback vendors on GadgetScouter!

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